01 Purpose and acceptance
These terms of use govern access to and use of the negocfinace.com website, published by NEGOCIAL FINANCE under the trade name NEGO CFINACE.
By using the website, you accept these terms of use. If you do not accept them in full, please do not use the website.
02 Services offered
The website presents financing, credit, insurance and project-support solutions. It allows you to:
- estimate a monthly payment using the simulator;
- submit a financing application online;
- contact us via the contact form.
The information published is for guidance only. It constitutes neither a credit offer nor personalised advice.
03 Simulator
The simulator calculates an indicative monthly payment based on the amount and duration entered, with a fixed annual rate of 5.00 %, excluding any fees and insurance. Its result is non-binding: the final terms depend on the review of your file by the lending institution.
04 Financing application
Submitting an application does not commit you and does not constitute acceptance of financing. You undertake to provide accurate and up-to-date information.
Borrowing commits you and must be repaid. Check your repayment capacity before committing.
05 Use of the website
You undertake to use the website fairly. In particular, it is prohibited:
- to submit false information or information belonging to a third party;
- to attempt to access the website's systems without authorisation or to disrupt their operation;
- to send automated or abusive messages via the forms.
06 Intellectual property and licence
Unless otherwise stated, NEGO CFINACE and/or its licensors hold the intellectual property rights to all content on the website. All these rights are reserved.
You may view the content for your personal use. It is prohibited to copy, republish, sell or redistribute all or part of the content without prior written authorisation.
07 Links to and from the website
A link to the website must not appear on a page that is defamatory, obscene, unlawful or infringes the rights of third parties. NEGO CFINACE may request the removal of any link to the website; you then undertake to remove it without delay.
If you find a link on our website that you consider inappropriate, you may report it to us. We will review your request, without any obligation to remove the link or to reply individually.
08 Liability
NEGO CFINACE strives to ensure the accuracy and availability of the website, without being able to guarantee them. To the extent permitted by law, it cannot be held liable for any interruption of service, error or omission in the information published, or for the content of third-party websites accessible via links.
09 Legal disclosure
The information collected may be disclosed where required or permitted by law: court order, protection of our rights or of people's safety, fraud investigation or request from a public authority.
10 Personal data
The processing of your data is described in the privacy policy and the use of cookies in the cookie policy.
11 Changes to the terms of use
NEGO CFINACE may amend these terms of use at any time. The applicable version is the one online at the time you use the website.
12 Governing law and disputes
In the event of a dispute, you can first contact us at contact@negocfinace.com. If you are a consumer, you may also use the consumer mediator free of charge.
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